CSR Values

CSR - Corporate Social Responsibility

CSR - Values

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Vision

To be a catalyst for sustainable and inclusive development by empowering vulnerable communities and fostering long-term social, environmental, and economic transformation.

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Mission

To actively contribute to the betterment of society by undertaking meaningful and impactful Corporate Social Responsibility initiatives that go beyond business objectives, with a focus on education, healthcare, environmental sustainability, and socio-economic upliftment.

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Key Objectives

Empower Vulnerable Communities
Invest in initiatives that uplift underprivileged sections of society, enabling them to lead dignified and self-reliant lives.
Promote Health and Well-being
Support preventive and curative healthcare initiatives, including awareness programs, medical camps, and access to quality healthcare services.
Enhance Educational Opportunities
Facilitate access to quality education across all levels, especially for children, women, the elderly, and differently-abled individuals.
Ensure Environmental Sustainability
Undertake projects that promote ecological balance, renewable energy, waste management, and conservation of natural resources.
Foster Skill Development and Livelihood Generation
Support vocational training and life skills programs to enhance employability and entrepreneurship among youth and marginalized groups.
Promote Transparency and Compliance
Ensure all CSR activities are conducted in a transparent, accountable, and legally compliant manner.
Build a Socially Responsible Culture
Encourage employee participation in CSR initiatives to foster a culture of compassion and responsibility within the organization.

CSR Committee Members

Deepa Karthykeyan

Independent Director

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Natraj Nukala

Founder, Chairman & Director

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Ravi Sharma

Independent Director

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Rajeshnani Dasari

Executive Director

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CSR POC

Nirmal Bandi
Sr. General Manager – HR
Mobile No: 9866669338
Email ID: nirmal.b@stagingnew.kshema.co

Policy Documents

CSR Policy 2025
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Events

1. Punjab Flood Relief – Khalsa Aid India

Kshema General Insurance extended support to Khalsa Aid India for their Punjab flood relief efforts. Khalsa Aid, known for its humanitarian work across India and abroad, initiated rehabilitation activities under the Murh Vaseba 2025 project in Gurdaspur district and other flood-affected areas.

Their phased plan, where Kshema’s contribution is being utilised, includes the distribution of ration and essentials, cleaning of homes and farmland, and direct support to farmers through diesel and tools for land restoration. They have also committed to rebuilding damaged riverbanks.

This initiative reflects Kshema’s commitment to standing with farmers and rural communities during times of crisis.

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1. Supporting Specially Challenged Children – Vegesna Foundation​

At Kshema, we believe that every child deserves access to quality education, regardless of their abilities. Through our partnership with the Vegesna Foundation, we provided funding for classroom equipment tailored to the needs of specially challenged children.

This initiative is close to our hearts, as it directly supports inclusive education and empowers children with disabilities to learn and grow in a nurturing environment. By enhancing their learning spaces, we aim to foster confidence and independence among these young minds.

This effort reflects our commitment to building a more equitable society. We’re proud to contribute to a future where every child has the tools they need to succeed.

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We extended our support to the Vamsee Cultural and Educational Trust by funding the renovation of two buildings that serve as vital community hubs. These spaces are home to underprivileged children, senior citizens, and local artists, and our goal was to ensure they have safe, clean, and functional environments.

The transformation of these facilities has not only improved living conditions but also uplifted the morale of the residents. This project aligns with our objective of socio-economic development and community empowerment.

By investing in infrastructure, we’re investing in dignity, safety, and opportunity. It’s our way of giving back to the communities that inspire us.

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Sustainability is a core pillar of our CSR vision, and we took a significant step forward by funding a 15 kW ON Grid Solar System at the Vamsee Cultural and Educational Trust. This initiative reduces the Trust’s dependency on conventional energy sources and lowers operational costs, allowing more resources to be directed toward community welfare. By embracing clean energy, we’re not only reducing our environmental footprint but also promoting long-term ecological balance. This project demonstrates our belief in creating sustainable solutions that benefit both people and the planet. We’re committed to being a responsible corporate citizen, and this is just one of many steps in that journey.
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Deepa Karthykeyan
Independent Director
Deepa Karthykeyan is co-founder and partner of Athena Infonomics – a global impact solutions group. Deepa Karthykeyan has led several programmes in Asia and Africa with a focus on advancing equitable and safe public services in changing urban contexts. She serves as part of the Technical Advisory Group for the Global Partnership for Sustainable Development Data (GPSDD) and is a member of the IWA digital water program steering committee. Deepa Karthykeyan holds a master’s degree in economics from the National University of Singapore.
Deepa Karthykeyan
Natraj Nukala
Founder, Chairman & Director
He has an undergraduate degree in engineering from India and a master’s in risk management from New York University, USA. He has been involved with the insurance sector for over a decade while his family interests include agriculture & textile businesses. This gave him a first-hand experience and deep insight into the Indian agri sector and the workings of the Indian farmer. He decided to bring his expertise and his experience together to create Kshema General Insurance Ltd. He also established a successful insurance broking company, ITUS before taking the plunge in crop insurance with Kshema.
Natraj Nukala
Ravi Sharma
Independent Director
Mr Ravi Sharma brings in a wealth of experience in strategizing, implementing, monitoring, evaluating, and championing local and global biodiversity, forestry and climate change projects and programmes for the United Nations, World Bank, and Indian and international policy think tanks. He has successfully utilised innovative financial mechanisms to develop conservation and poverty eradication policies in both public and private sectors. He has designed and executed over 100 national and multinational innovative projects and orchestrated more than 50 international policy negotiations and technical workshops. He is an expert in designing project evaluation strategies for multilateral programmes and conducted evaluation of multilateral environmental projects in several countries.
Independent Director
Rajeshnani Dasari
Executive Director
Rajesh is a technologist with over two decades of experience across insurance, automotive, manufacturing, pharmaceutical and high-tech industries. He was with Oracle Corporation as Senior Director in emerging technologies of Mobility, Bots, IoT, and Blockchain in his most recent stint. Prior to this, he was leading Oracle’s efforts to serve customers in their adoption of cloud and emerging technologies. Rajesh is an alumnus of prestigious institutions like BITS Pilani (India), Clemson University, South Carolina (USA), and State University of New York College at Buffalo (USA).
Rajeshnani Dasari